I am $90,000 in school loans
I am 20 years old. I am $90,000 in school loans. For the most part, my life is good and I try to stay optimistic, but in the back of my head, I am constantly thinking and worrying on how I am going to pay this off. I talk to kids at school and many of them have their parents helping them out with money and I become envious of them. I think that it’s not fair, and why can’t my parents help me? Then I realize that yes, my loan is very large, and yes, I need to pay it back all on my own, but I feel like I can appreciate my education more and not take it for granted BECAUSE I have to pay the loan off myself. When I first decided to attend an expensive school, people thought I was crazy. For that amount of money? Really? They would ask. But you know, you have to take a risk to get a reward. I decided to invest in myself because I believe that I will be successful. One of my favorite quotes is, “Happy are those who dream dreams, but are ready to pay the price to make those dreams come true.” Nothing comes easy. But I know that no matter how much I worry about my loans and paying them off, it will all work out somehow because I believe in myself and I know if I could not handle this situation, God would not have put me in it.